How to check if your employer pays ZUS contributions

How to Check if Your Employer Pays Contributions to ZUS

Working in Poland under an employment contract (umowa o pracę) or contract of mandate (umowa zlecenie) entitles you to social insurance. Your duty is to work honestly; your employer’s duty is to pay contributions to ZUS (Social Insurance Institution) on time.

Here’s a step-by-step guide to check this:

1. Register on the PUE ZUS platform

Go to: https://www.zus.pl/pue
Click "Zarejestruj się" (Register). You can sign up using:

• Trusted Profile (Profil Zaufany) — via online banking or in person

• Electronic signature

• eID (eDowód)

• In person at a ZUS office

2. Log in to your PUE ZUS account

Once registered, check these sections:

• "Ubezpieczenia" (Insurance) — shows your contract type and coverage start date

• "Składki" (Contributions) — lists monthly contributions paid by your employer

3. What to check for:

• Is your employer listed?

• Are the employment dates correct?

• Are there payments for the current months?

• Are all types of insurance covered (pension, health, accident)?

4. What to do if no contributions are paid?

If:

• no payments appear;

• you’re not registered;

• incorrect information is listed —

Take action:

• Contact HR or management

• If unresolved — submit a complaint to ZUS

• You can also contact Państwowa Inspekcja Pracy (State Labour Inspectorate)

5. Why is this important?

If your employer doesn’t pay:

• You have no access to free healthcare (NFZ)

• You won’t receive sick pay, maternity benefits, a pension, or unemployment aid

• Your work experience is not counted